The Payz MasterCard, is a prepaid MasterCard that you can use with your Payz account to load up and spend your money wherever MasterCard is accepted. Payz also offers a virtual MasterCard, which is a secure way to handle your online payments. The card is free of any shipping costs and has a small fee for ATM Cash usage.
Find all information about both cards on the following page and make sure to apply to our free Payz Bonus Program to enjoy the highest MasterCard limits.
ecoPayz MasterCard
The Payz MasterCard is a plastic card that can be used on- and off-line wherever MasterCard is accepted. You also can use it for cash withdrawals at any supported MasterCard ATM worldwide.
You do not have any kind of credit limit and you can only spend the amount of money you have loaded on your account.
Fees
All customers with a verified Payz account can order a free card for their account. There are no monthly or yearly fees or other ongoing costs for your card.
For withdrawing money at an ATM, there is a 2% (minimum charge 1.50 EUR) fee as long as the currencies match. For withdrawing in a different currency, there is an additional currency conversion fee of 2.99%. Paying in shops (POS – point of sale) is entirely free as long as the currencies match.
You can order up to 3 free cards in EUR, GBP, and USD. It is recommended to order one Payz card for every currency you use to avoid currency conversion fees.
Please check the Payz website for more information about the Payz MasterCard.
Limits
All eWallet-Optimizer clients get upgraded to gold VIP automatically and enjoy the highest ATM limits of 1,500 EUR/day.
Check the following table for more information about the limits, or visit the Payz Service site.
- Number of ATM transactions allowed per 24 hours
- Total value of ATM transactions per 24 hours
- Number of POS purchases allowed per 24 hours
- Total value of POS purchases allowed per 24 hours
- Silver VIPs
- 3
- 750 EUR
- 5
- 1,000 EUR
- Number of ATM transactions allowed per 24 hours
- Total value of ATM transactions per 24 hours
- Number of POS purchases allowed per 24 hours
- Total value of POS purchases allowed per 24 hours
- all eWO Clients & Gold VIPs or higher
- 3
- 1,500 EUR
- 8
- 2,500 EUR
Order
Follow these instructions to order your Payz MasterCard:
- Sign up with eWO to get upgraded to Gold VIP and join our special eWO Payz cashback program.
- Log in to your Payz account.
- Select “Cards” from the menu on the left.
- Click the “Find out more and apply” button.
- Click “Apply now”.
- Check and confirm your details.
Payz MasterCard – Virtual Card
The Virtual Payz MasterCard is a one-use payment card which is directly connected with your Payz Account. You do not get a physical card and therefore you can use your Virtual MasterCard for online- and phone payments only.
Once used, the Payz Virtual MasterCard expires, so there is no risk of it being lost or stolen, which makes the virtual card a safe and easy payment option.
Fees
To activate a Virtual card, there is a fee of 1.80 EUR for each card. Our clients can order up to 4 cards each day and up to 40 cards each month.
Except for a currency conversion fee, if your currencies do not match, there is no fee or any other costs for using the Virtual Payz MasterCard.
Limits
You can order up to 4 Virtual Payz MasterCard each day and spend up to 700 EUR with each of them. Check the following table for more information about the virtual card and their limits:
- Max single transaction
- Max number of cards per day
- Max number of cards per month
- Silver VIPs
- 700 EUR
- 3
- 30
- Max single transaction
- Max number of cards per day
- Max number of cards per month
- All eWO Client & Gold VIPs
- 750 EUR
- 4
- 40
- Max single transaction
- Max number of cards per day
- Max number of cards per month
- Platinum+ (only 10,000 EUR with eWO)
- 1,000 EUR
- 5
- 40
Order
Please make sure to have at least 1.80 EUR balance in your account and follow these instructions to order your Virtual Payz MasterCard:
- Sign up with eWO to get upgraded to Gold VIP and join our special eWO Payz cashback program.
- Log in to your Payz account.
- Select “VirtualCard” from the menu on the left.
- Click the “Get your card” button.
- Choose your preferred currency.
- Check and confirm your details.
Availability of Payz MasterCard and Virtual MasterCard
Since the beginning of February 2017 Payz does not offer cards for residents of NON-SEPA countries any longer. Besides the fact that those clients are not able to receive a new Payz MasterCard or Virtual MasterCard, all other services will stay available.
The Payz Card is available in EUR, USD and GBP and allowed to order for customers from the following countries:
ecoPayz MasterCard (SEPA)
Payz Prepaid Mastercard – Summary
For customers who do at a lot of online shopping, the ecoVirtualcard provides a high security level and is a good and safe choice, even if it comes with a small fee for each card.
However, you cannot withdraw money at an ATM or use this card for any offline payment. You also have a small spending limit compared to the physical ecoCard. So if you want to spend money and be as flexible as possible, you should order the physical Payz MasterCard as well. After all, it is free and comes with no additional costs or obligations.
If you have any questions about the Payz MasterCard, please do not hesitate to contact us .